About Kiro Money

We exist to make financial guidance accessible to everyone

Access to quality financial guidance is still uneven. For many people, personalized advice has been reserved for those who can afford dedicated financial support — leaving everyone else to search on their own.

Our Mission

Help millions of young adults achieve financial empowerment

$1M+ Saved or invested by Kiro Money community members so far

When people need help, they often turn to search, social media, or generic AI tools that can surface incomplete, unreliable, or irrelevant guidance — leaving individuals to sort through advice on their own at moments that can have real financial consequences.

Kiro Money changes that by embedding personalized financial intelligence directly inside the platforms people already use — including banks, credit unions, fintech apps, and campus tools. Not another app to download. Not generic content. Just relevant guidance, grounded in real financial context, at the moment someone is ready to act.

We measure success in action. When someone opens their first HYSA, starts investing, builds an emergency fund, or gets connected to the right financial resources, that’s Kiro Money working.

Our Story

Built by someone who felt the gap firsthand for those who need it the most

2022

The idea takes root

Alisha Chowdhury, after 5+ years in investment management, enrolls in the MBA at London Business School. Working with young adults on financial literacy as a side project, she sees first-hand how profound the gap is between what people need and what they can access.

2023

LBS Hackathon win & first launch

Alisha wins the LBS Hackathon in January with an early concept for AI-powered student financial coaching. She uses the prize money to bootstrap development, launching on app stores by late 2023 — spending under $10,000 in the first 18 months.

2024

Kiro Money is born — and backed

Kiro Money is founded, securing $200,000 from Founders Factory and Aviva Group. The platform pivots to a B2B API model — embedding directly into financial institutions rather than competing for consumer attention. University partnerships launch across the U.S. and UK.

2025–26

Community & recognition

Kiro Money reaches 6,000+ young adults, facilitates over $1M in member savings and investments, and earns recognition from Finovate, Poets & Quants, Founders Factory, the American Bankers Association, and the Mayfield Divot AI List. First enterprise deployments go live.

The Team

We know the problem. We’ve lived it. We’ve solved it before. Now we’re building it the way it should’ve always been built.

Alisha Chowdhury

CEO & Founder

5+ years in public markets and private equity before starting her own financial coaching practice. MBA from London Business School, BA from UPenn.

Raman Ahuja

CTO

20+ years building software across startups and enterprise. Previously CTO at Compulse, the adtech division of Sinclair (NASDAQ: SBGI), and Co-Founder & CTO at ZypMedia, a VC-backed adtech company (acquired).

Connor McGowen

Founding AI Engineer

5+ years in AI/ML engineering across startups and enterprise. Previously AI Engineer at Hive AI and ML Engineer at Levi Strauss & Co.

Hamza Javed

Full-stack Developer

3+ years of full-stack development with experience building early-stage Fintech and Edtech startups.

Sara Ellis

Community Manager

Financial educator with experience as an Income Tax Assistant Associate at United Way and Money Mentor at Smith College — helping students and families navigate real financial decisions.

What We Believe

The principles behind everything we build

Financial intelligence is a right, not a luxury

Personalized financial guidance has always been gated behind wealth. We're dismantling that. Everyone deserves a co-pilot — not just people with advisors.

Meet people where they already are

People don't need another app. They need intelligence inside the platforms they already trust. Kiro Money embeds — it doesn't compete for attention.

Action over awareness

Financial literacy that doesn't change behavior is just content. Kiro Money is built to close the gap between knowing and doing — we measure ourselves in actions taken, not lessons clicked.

Trust is everything in financial services

We never sell user data, never train on private financial context without consent, and always put user outcomes over engagement metrics.

Representation shapes outcomes

The voices building financial tools shape whose lives they improve. We deliberately build with and for communities who have historically been underserved by financial institutions.

Better systems are built intentionally

We believe meaningful change comes from deliberate product decisions, not excess. We build with focus, discipline, and a bias toward trust.