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see your finances

in a new light.

In a world where money stress feels overwhelming, Kiro transforms complexity into clarity.

Chat with Kiro

Kiro graphic: a yellow rosette of lenses for financial clarity.

see your finances

in a new light.

In a world where money stress feels overwhelming, Kiro transforms complexity into clarity.

Chat with Kiro

Helping the next generation take control of their money
one step at a time.‍

Kiro is your AI money coach built to help you stop overthinking and start doing. We’re not just here to explain your finances, we help you take action. Whether it’s opening your first savings account, planning your budget, or finally investing, Kiro turns overwhelming to-dos into small, guided steps you can actually follow through on.

For Institutions:
‍Boost engagement with a simple conversational chatbot.
Strengthen loyalty through co-branded experiences.
Gain valuable insights into member needs and behavior.

‍For Users:
‍24/7 money sidekick, here to answer all your financial questions—no judgment, no stress, no side-eyes. Whether it’s saving, budgeting, investing, or taxes, getting answers is as easy as texting your finance-savvy friend.

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Taking You From “Where Do I Start?” to “I’ve Got This!”

Step-by-step Guides

Take the guesswork out of managing your finances. Kiro Starter Packs give you step-by-step tasks to help you save, spend smarter, or grow your income — and you'll earn points and badges as you go.

24/7 AI financial Coaching

Get 100% judgement free support from your coach at any time. No more holding back. Kiro is here to help you take action.

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What is an emergency fund?

It's generally recommended to have 3-6 months of essential living expenses saved up. Since your monthly expenses are around $2,700, a good emergency fund for you would be between $8,100 and $16,200. You currently have $30,000 in savings, so you're in great shape!

How much of my paycheck should go towards investing?

There's no one-size-fits-all answer, but a good starting point is to aim for at least 20% of your post-tax income. Since you make $3,500/month after taxes and your expenses are $2,700, you're already saving $800, which is roughly 23% - amazing! 🎉

I have $500 leftover each month after expenses, what should I do

Prioritize saving for your Australia trip by setting aside $500 each month, and then focus on creating a plan to save for your down payment. We can explore investment options for both goals to help your money grow! ✈️

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Want to be a cash flow queen or king? Join the Kiro community of thousands of Gen Z who are taking control of their finances with Kiro.

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Results that speak for themselves

+82%

Coached Users
Take Action

+65%

First Time Savers or Investors

+55%

Improvement in financial awareness

*Based on Kiro users

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Kiro ensures the highest level of data security and privacy for your institution and members. Our platform is compliant with global standards and uses enterprise-grade encryption to safeguard all interactions.

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Want to be a millionaire in progress

Join a community of thousands. Kiro isn’t just about learning for learning sake but we’re focused on accountability and action. Our community members have increased their net worth by over $50,000. That could potentially be you!

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Mongo App is now Kiro!

see your finances

in a new light.

see your finances

in a new light.

Helping the next generation take control of their moneyone step at a time.‍

Supported by:

Step-by-step Guides

24/7 AI financial Coaching

Join Our Community

Results that speak for themselves

+82%

+65%

+55%

Built for security & Trust

Want to be a millionaire in progress

Helping the next generation take control of their money
one step at a time.‍